Is It Better to Remodel Your Home to Build a Brand New One?

Is it better to remodel a home or buy a new one? This decision is a big one, for sure… and it can cause you a lot of headaches. You have to decide if where you currently live is a place where you want to stay, or if you’d prefer to be in a new location. You also have to take into account the size of your current home and figure out if you’d like something smaller or bigger. Then, of course, there’s the time element– do you have several weeks or months to put up with remodeling projects or do you just want a new place that’s “move-in ready?” 

The Time to Remodel…

Home Renovations Vs. Complete Rebuilds

Remodeling a house is a good idea if you like where you live and just want to make some changes to improve the place you already have– freshening it up, and perhaps expanding a room or two. If you think about it, even if you were to buy a new house, you’d probably end up doing some remodeling there, since not everything is as you want it. So, remodeling an existing home is easier than buying new because then you don’t have to move all your stuff to the new place and you don’t have to literally adjust to a new location, which means different neighbors, restaurants, schools, etc. Meanwhile, “move-in ready” houses can be quite expensive. Are you ready to pay upwards of $300K for a new home? 

What are some key questions you can ask yourself? How about, “Is staying where I’m at important to me?” You should also ask, “Do I have the budget to make renovations to my current place or buy a new place all together?” Some other things to consider would be can you renovate your existing home without changing the floor plan and will remodeling projects increase the home’s value? Finally, “What’s my long-term plan for what I want out of a home?” Sometimes people know they want to move and start over, brand new, while other times they’re perfectly happy staying put and just making some cosmetic/functional changes. Moving to a new place could affect your property taxes and your mortgage. 

If you do consider moving to a new home, expect a long search to find/build a new home in a new location. This can be a stressful task. Yes, relocating means new beginnings, new surroundings, new people and new experiences. But it can also mean loneliness, buyer’s remorse, and increased costs, including higher taxes. Then there’s the issue of actually making the move to a new house– transporting all your stuff to the new place can be overwhelming. Are you ready to sort stuff? Will you throw away some things? Do you have the time and energy to do that sort of thing? 

Even though the allure of a new house may seem magical to most people, there are also a lot of costs and headaches involved. That said, it’s oftentimes easier to just decide to remodel the house where you currently reside. 

What are some of the main advantages of renovating a house? Well, it costs less because it’s on a room-by-room basis. You don’t generally remodel everything in a house. Instead, you pick and choose what rooms need updating, such as the bathrooms and kitchen. Also, when you choose to have some remodeling work done, you get to pick features and colors and things you want, such as the addition of a walk-in shower (to replace the bathtub you don’t use or like) or the addition of an island in the kitchen so you’ll have more counter and storage space to make the room more functional. Plus, there’s the issue of time. You don’t have to do everything all at once. You can choose to remodel one room this year, and another the next, etc. If you were to move to a new house, you’d be faced with the big task to fill all the rooms with your stuff in a very short time, and that can be exhausting. 

The Time to Build a New Home…

Building Custom Homes

When would it make sense to buy a new place instead of remodel? Well, if your current house is literally crumbling and in near-shambles, it might be time to move. If you look around and think, “Every single thing in this house needs updating,” then it’s probably better to just buy or build a new place. Also, if you’re the kind of person who absolutely hates a mess in your house and doesn’t want to be bothered with construction workers in your house for several days, weeks or even months at a time, then consider a new house rather than remodeling. One more thing: if you’ve recently come into money and cost isn’t an issue, then have your custom dream home built! 

Typically, most people choose to buy a new house when they’ve totally outgrown their smaller, older one. Say, for instance, you and your spouse have lived in a nice little “house for two” for a couple years. But then your first baby arrives, followed by one or two more a few years later. Soon you’re noticing that your current home doesn’t have the amount of bedrooms or play areas your kids want and need… so you start thinking, “Maybe we could have an addition put on to this house.” For some people, with money, physical space (to build) and time on their side, this works well. For others, it’s “Nope, we need a new, bigger house and we need it now!” 

As you’d imagine, deciding whether or not to remodel versus move to a new house involves a lot of thinking and planning– it’s not a simple decision to make. 

Need some professional help weighing your options? Call Scott Merle Builders of Syracuse, NY. Scott Merle Builders does home renovations as well as new home constructions. The number to call is 315-409-4124. 

Consider These Winter Home Renovation Ideas

Scott Merle Builders of Baldwinsville, NY, knows that winter in Syracuse (and Central New York) gets downright cold! Winter is the time of year when most New Yorkers don’t go outdoors as much as they would in the summer (unless, perhaps, they ski)… While indoors this winter, why not have Scott Merle Builders do some home renovation work at your house?

Renovating Bathroom

What are some winter home renovation ideas?

Insulation

How about adding insulation to your house? If you’re like most homeowners, you barely know the insulation is there, let alone check to see how it’s doing over the years. That said, there could be some spots in your house that would benefit from improved or new insulation. When you pay special attention to your home’s insulation, you can expect to improve your home’s overall energy-efficiency. That, in turn, should equal less costly utility bills.

New and Better Technologies

Consider having Scott Merle Builders install a new programmable thermostat. Thanks to technology, your thermostat can be programmed to adjust the temperature in your house at certain times, thereby increasing the energy efficiency of your home. Why not have the programmable thermostat heat your house to 65 during the day when you’re not home, but make it 70 at night when you want to be warm and cozy in bed?

New Flooring Systems

What about your floors? If you have old flooring in your kitchen or bathroom, winter is a great time to have it replaced. A lot of times, old flooring is ripped, coming apart, buckling, or just plain ugly after years of wear and tear. Imagine how nice new flooring would look in your home, making it look more up-to-date and attractive? Best of all, you get to pick what you want, rather than “what was here when we bought the place.”

Bring Dream Bathroom to Life

Finally, there’s the bathroom– a room you use often, right? Winter is a good time to have the bathroom renovated to gain more storage space, adjust the lighting, and improve the functional space and overall look to your liking.

This winter, call Scott Merle Builders and find out what we can do for you, to make your home more energy-efficient, attractive and comfortable; Our number is 315-409-4124.

An Overview of Home Renovation Loans

Do you know about home renovation loans? Generally, these happen when you’re buying a home that needs to be remodeled or repaired. A bank gives you money to pay for repairs as part of your first mortgage on the home. What about when you’ve already purchased a home and/or you want to remodel/renovate your existing home? In this case, it’s still possible to take a renovation loan but these are generally qualified for and approved differently.

The Advantages of a Home Renovation Loan

Home Renovations

If you’re buying a fixer-upper and want to literally fix it up, a home renovation loan is nice because you only have one application and one mortgage to qualify for… and to pay each month. The loan gives you the ability to borrow more money based on the expected value of the upgraded home. The loan can be especially helpful if you plan to restore an older home. Money-wise, expect a lower cost because the interest rate is typically low and you’ll have a longer time period to pay back the loan. And, since you’re taking out only one first mortgage, then the interest (including the cost for renovation) will be tax deductible.

Are There Risks?

Keep in mind that if you do take out a home renovation loan there’s some risk involved. Will the renovations increase the home’s value enough in order to justify the cost of its purchase and renovation? Furthermore, you’re also set up to deal with all the headaches that come with actually making the renovations– challenges and expenses can quickly add up!

Find a Reliable Home Contractor

Thinking about renovating a house but you don’t want to do all the work yourself? Scott Merle Builders Inc. is a home remodeling contractor serving Central New York since 1975! Have Scott Merle Builders handle your renovations, which might include additions, window replacements, finished basements, sunrooms, and/or kitchen/bath remodels. Custom home renovations help increase a home’s resale value, making it better for those who live there now and for those who might live there in the future.

Now’s a good time to call Scott Merle Builders Inc. to discuss renovations you’d like; Call 315-409-4124. You can also email Scott@MerleBuilders.com.

3 Reasons to Redo Your Deck This Summer

Backyard Deck

The year 2020 has been unlike any other. After a large portion of our population was cooped up for months, it seems like we’re all ready to get back to enjoying the outdoors. Nevertheless, as the pandemic continues on, this may be a summer where it’s best to enjoy the outdoors at home, rather than a more public setting.

That’s of course one reason why you should consider redoing your deck this summer or having a new one installed. Here are some more.

New Decks Increase the Resale Value of Your Property Without Much Maintenance

Redoing or adding a new deck to your home is one surefire way to make your home more attractive to a potential buyers if or when you decide to put your home on the market. What’s more, thanks to new technologies and better materials, modern decks require little maintenance. So, it’s something you can enjoy for the years you live on your property, then recoup part or all of your investment when it’s time to sell.   

A Deck Can Serve as an Exterior Focal Point

Undoubtedly, a deck can beautify any property, and serve as an outdoor, exterior focal point in your home. There are a wide range of paint and stain options, ensuring you can match the overall look and décor of your home. What’s more, it provides myriad landscaping opportunities, as perhaps you could feature certain bushes, shrubs or a garden around or near your deck.

A Place to Bond

Someday, when things go back to normal, we’ll once again be able to enjoy large parties and gatherings. And as a host, is there anything better than grilling out side in the summer and hosting and a large group of friends and families? It’s a good time for all…especially when you have a renovated or new deck to show off.

If you’re interested in redoing your deck or having a new one installed in the Baldwinsville, NY area, contact Scott Merle Builders today.

Here’s What You Should Know About Home Renovation Loans

Home Renovation Loan

Have you always dreamed about buying a so-called “fixer upper” and turning it into your dream home? If so, you might be able to do it by applying for a home renovation loan. These types of loans can provide qualified home buyers with the money they need to fix up a property when they first move into it. Learn more about home renovation loans and see if one might be right for you below.

What is a home renovation loan?

First things first: Let’s discuss what a home renovation loan actually is. It’s a loan that you can take out when you’re buying a home that gets wrapped up into the mortgage loan that you’re getting to purchase the home. This type of loan will give you an opportunity to buy a home for a low price point and fix it up to make it more valuable in the end. There are some people who utilize these loans to turn fixer uppers into their dream homes.

What can a home renovation loan be used for?

If you’re able to secure a home renovation loan from a lender, it can be used for almost anything that you want. You can use this type of loan to remodel a kitchen or bathroom. You can also use it to replace an HVAC system. You can even use it for things like mold remediation if you would like. However, more often than not, people use these loans to make a beat-up house look dramatically better once it’s done being renovated.

How can you obtain a home renovation loan?

To obtain access to a home renovation loan, you’ll need to find a lender that specializes in offering them. Many mortgage companies have started to offer these types of loans, but not all of them do. Once you’ve found a lender willing to extend a home renovation loan to you, you’ll also need to figure out how much extra money you want to borrow for your home. This will require you to come up with a home renovation plan so you can decide how much it will cost you to pull off.

Considering taking out a home renovation loan to fix up a house you’re going to be buying? Scott Merle Builders has experience helping homeowners carry out the renovations they want to perform. Call us at 315-409-4124 to learn more about how you can use a home renovation loan to your benefit.

Avoid These Errors When Hiring a Home Contractor

Are you planning on remodeling or renovating your home sometime soon? Rather than do it yourself, you should hire a home contractor to take on the challenge. As long as you bring the right home contractor on board, they can bring all the ideas that you have for your home to life and make it look its best. To hire the right home contractor, you’ll want to avoid making a series of common mistakes. Here are some of the mistakes that homeowners often make.

Hiring the cheapest home contractor they can find

Hiring a Home Contractor

When you’re performing a home remodeling or renovation project, you want to try and keep the costs associated with it as low as you can. Unfortunately, this leads some homeowners to choose to hire the cheapest home contractor they can find, even if they’re not the best option. The home contractor you hire should provide great services at a competitive price. Even if they’re not the cheapest contractor, you’ll be better off working with them than someone who won’t do a great job.

Failing to check out the references for a home contractor

When you’re trying to decide which home contractor to use for your home remodeling or renovation project, you should always ask contractors to provide you with references. What’s more, you should also go the extra mile by calling on as many of those references as you can to find out everything you can about a home contractor. Don’t allow those references to go to waste like some homeowners do.

Working with a home contractor that doesn’t have a business license or insurance

“Do you have a business license and insurance?” is one of the first questions you should ask to a home contractor. If they aren’t able to respond with a resounding “yes!” right away and provide proof of a business license and insurance, you should run the other way. The last thing you want to do is make the mistake of working with an unlicensed and/or uninsured home contractor.

When you contact Scott Merle Builders to serve as your home contractor, we’re confident that we can deliver superior remodeling and renovation services to you at the right price. You won’t have to worry about making a mistake when you hire us to take on your project. Call us at 315-409-4124 to find out what makes us different from other home contractors.

Is It Better to Renovate Your Home Or Build a New One?

Is it better to renovate or build a new home? That’s a good question.

If you’re looking at an older home to renovate, you have to consider expenses. Would it be cost effective to renovate the house or would it make more sense to just build a brand new one? What are some of the factors that would influence your decision?

Consider the Foundation

Home's Foundation

First, how’s the foundation? Older homes were built long ago when construction techniques were different than they are today. Therefore, your foundation might not meet the standards of today. If you have a basement, it might need all new wiring, heating and ventilation– and these are just the basics. Oftentimes, the really older homes– from the late 1800s or early 1900s for example– are just so old that it’s more cost effective to build a brand new home and start fresh. However, if it’s a home from, say, the 1950s onward, it might make sense to renovate. One thing to consider in particular is the land the house is built on– is it prone to flooding? Is your foundation cracked or sinking? Are your floors level or not? Sometimes the land a house is built on is just not a “good fit” for a home and it behooves you to move and start over in another location. But, for most people, the land below the house is stable and renovations, if not too expensive, make sense.

Flexibility

Next, if you were to build new, you could pick and choose what you want in your new house. There are cost advantages to this “flexibility.” For instance, if you don’t want or need a garage, then don’t get one. Or perhaps you don’t want a fireplace in the new house… or a pool out back… With constructing a new house you get to customize it with regards to your desires.

What’s the Budget

The budget is usually what ultimately guides the decision on whether to renovate or start new. You have to assess your financial situation and decide how much money you can afford for fixing up an older place versus starting fresh with a brand new one. Costs tend to need a little “wiggle room,” so if the estimate is, say, $10,000 to renovate a part of your home, keep in mind that unforeseen circumstances may require an extra $1,000 or two. This is true with new builds, too. And, of course, there are maintenance costs to be considered as well. If you can, come up with a spreadsheet that is detailed with cost estimates, including potential overruns. Look at the sheets, comparing renovation costs with new build costs to get a clearer picture to help influence your final decision. It’s a good idea to write down your end goal(s) and to get advice from experts about your project. 

Home Renovations Vs. Complete Rebuilds

Duration

Here’s something to consider: time is an issue. Some people don’t want the hassle of living in a home that is being renovated. And sometimes renovations take a long time. Should they move into a hotel temporarily? Or live at home while workers are coming and going, daily? Then again, waiting for a new home to be constructed will probably take even longer!

Personal Preferences

Ask yourself this simple question: “What do I want most?” Can your existing home get up to par with renovations? Or is it impossible to please you, even with potential renovations? Here’s something to think about… some people live in developments where they’re not allowed to make big changes. The homeowners association has a set of rules and regulations. For example, a house in this kind of community might have been built with a one car garage. But the person living there marries, and his spouse wants a two car garage– but that’s not allowed. In this case, it would make sense for the couple to build a new home somewhere else, matching their wants and needs. 

Financial Implications

Budget for Building or Renovating a Home

For those with a mortgage, did you know some mortgages include clauses that deal with whether or not you can tear down your home to make way for a rebuild? Stipulations might be in place about how soon the rebuilding process has to begin, and some lenders will want to be included in the planning process. In some cases, your mortgage could forbid you from demolishing your home!

Energy Efficiency

Finally, if you’re the type of person who wants a more “green” type of house– one that’s more environmentally-friendly, then you’ll be thinking about more energy efficient windows, siding and appliances. Building a new home basically gives you the opportunity to make the greenest of choices with things like high-efficiency insulation and water-saving fixtures. It can be harder to achieve green goals with remodels.

Are you thinking of renovating your house in the Syracuse area? Or do you want to build a brand new house? Either way, Central New York’s Scott Merle Builders can meet your needs. Please call 315-409-4124 today with your questions. 

An Overview of Buying Land to Own a Home

Building a Home on LandDo you have your sights set on buying land and building your dream home on it? Before you get too carried away with making plans for your new home build, you’ll have to go through the process of finding land and putting in a successful offer for it. There are some things you should keep in mind when you’re working your way through this. Learn more about them below.

Make sure you’re able to build on land before buying it.

You might be surprised by how many people buy land without checking to see if there are any zoning issues with it. They purchase the land only to later realize that they’re not allowed to build on it. This can force them to sell the land immediately and put their home-building plans on hold. Avoid this by making sure there aren’t any zoning issues with a piece of land before agreeing to buy it.

Check to see if you’ll be able to hook up utilities to a home built on land.

In addition to making sure you’re able to build a home on a particular piece of property, you should also check to see if you’ll be able to hook up utilities to a home once it’s built on land. If you’re planning on building on a remote parcel of land, you might not have easy access to electrical, gas, or plumbing. This is another thing you should inquire about prior to purchasing land.

Consider the cost associated with buying land and building on it.

You don’t want to blow your entire budget on land and leave yourself with next to nothing to spend on your new home. Be patient when shopping around for land and look for land that won’t cost much to acquire. It’ll give you more freedom when you’re designing your new home.

Scott Merle Builders specializes in helping people put together custom home plans and designs. We can build a home for you on any land you want and make the entire process of building a home less stressful on you. Call us at 315-409-4124 today to find out more about how we can assist you.

What Are the Steps of Renovating Your Home?

Home RenovationsRenovating your home can be a daunting task if you try to tackle it all at once. Rather than overwhelming yourself with a renovation project, work your way through a series of steps to get your renovation going. Here are the most important steps when renovating a house.

Plan out what you want to do during your renovation and make a budget for it.

Before you do anything else, it’s important for you to figure out exactly what you want to do during your renovation. Are you going to renovate your kitchen? Your kitchen and your bathrooms? Your entire main living area? Planning will give you a clear vision of what you want to do within your home. It’ll also help you create a budget for your renovation.

Find a contractor to head up your renovation.

Once you know what you want to do during your renovation and how much you can afford to spend on it, look for a licensed and insured contractor in your area who specializes in renovating homes. Try to track down a contractor who has a lot of experience and comes highly recommended by others. They’ll be able to take a look at your plans and help you come up with a final design for your renovation.

Obtain the proper permits and materials for your project.

After you have a final design for your project in place, it’ll almost be time to get started on the renovation itself. But before you do, it’s essential for your contractor to pull the proper permits and order the right materials for the job. Work with your contractor to get permits and pick out the materials you want to use.

Do demolition within your home.

At the beginning of the actual renovation process, your contractor will need to do demolition on your home. During demolition, they will rip out anything that you want to get rid of, knock down any walls that won’t be sticking around, and prepare your home for a makeover.

Start putting everything back together the way you want it.

Once demolition is done, your contractor can begin putting your home back together so that it looks amazing once the job is finished. As long as you’ve followed all of the other steps listed here, this should be the fun part of the process. You’ll get to see your home come back to life over the course of a few weeks.

Would you like to renovate your home? Let Scott Merle Builders help you out along the way. We can handle just about any home remodeling and renovation project, no matter how big or small it might be. Call us at 315-409-4124 today to arrange.

Should I build a One-Story or a Two-Story Home?

Building a One or Two-Story Homes Building a home from the ground up is an exciting experience for most people. But before they can break ground, they need to decide whether they want to build a house that’s one story or two stories tall. This is a pretty difficult decision to make since it’ll affect the entire design of their home. Here are some of the pros and cons associated with one-story and two-story homes.

One-story homes

There are lots of benefits that you’ll get to enjoy when you build a one-story home. For starters, one-story homes are usually simpler to design. They’re also easier to maintain once they’re built. And if you’re going to have people living in the home who are either on the younger or older side, they’ll even be safer in most cases. But one of the big downsides of building a one-story home is that you’ll need to invest in more property to give you the same square footage as a two-story home would. You’ll also have less privacy in a one-story home since every room in the home will be on the ground level.

Two-story homes

Just like with one-story houses, there are many benefits that come with building a two-story home. You’ll have more design options when putting the home together. You’ll also be able to give yourself better views in a two-story home and provide your family with more privacy. Additionally, most two-story homes are more secure than one-story homes with a decreased risk of burglary. But you should keep in mind that it can cost more to heat and cool two-story homes. There is also going to be an increased risk of accidents taking place due to the presence of stairs.

Only you can decide whether you want to build a home that’s one story or two stories. Whichever one you pick, Scott Merle Builders will be by your side to bring your dream home to life. We have experience building both one and two-story homes and can talk to you more about the pros and cons associated with each setup. Call us at 315-409-4124 today to get the home-building process underway.